Residential Loan Officer (2018271)

Originate residential mortgage loans including first mortgage purchase and refinance loans, second mortgage and home equity credit lines and related products and services as may be offered by the Bank. Through a formal calling program develop business and market share within assigned territories. Work together with processing, underwriting and servicing staffs to ensure efficient processing and customer service and with the Marketing Department in support of the business line.
Originate residential mortgage loans and related products, especially within an assigned territory, using the Bank's product list, computerized origination system, calling program, professional contacts and marketing support.
Complete application processes with applicants in keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices.
Provide sound and ethical loan counseling to all potential applicants.
Forward substantially complete application packages to Processing and Underwriting promptly.
Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and good customer service.
Develop and implement marketing programs such as direct mailings, seminars and event participation as required by written goals.
Implement a calling program in consultation with the Vice President, Residential Lending, meeting or exceeding agreed upon goals. Calling programs include ongoing contacts with realtors, attorneys, CPAs and others involved in real estate sales and development or other professional services.
Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends.
Maintain a current knowledge and proficiency in the use of the computerized systems utilized for origination.
Attend monthly sales meetings, training sessions and Bank functions.
Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. Utilize the EBSB mortgage retention program.
Perform other duties as requested or assigned, including loan origination, CRA analysis and special projects.
Post-secondary education or its equivalent in experience and related training in banking, lending, secondary market and finance, as well as regular completion of lending related seminars. One to three years of proven experience in origination. Knowledge of residential lending concepts, consumer credit applications and proficiency in regulatory compliance required. Proficiency in common office software required.
Multilingual capabilities and/or multicultural perspective
Functions independently, within defined goals and within the policies and strategic aims of the Bank and the unique interactions of this department. Refers problems to supervisor to clarify policies or to make exceptions.
Direct Reports: None.
Much work is performed seated, but there is a moderate amount of walking, bending,
stooping and lifting associated with filing and other routine tasks. Manual dexterity and visual acuity are needed for frequent PC use. Critical thinking skills and the ability to form, articulate and communicate thoughts persuasively. Ability and willingness to travel to meet with customers offsite.
East Boston Savings Bank is proud to be an Equal Opportunity Employer that values diversity and the strength it creates. The bank recruits and hires qualified candidates without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, ancestry, age, marital status, genetic information, physical or mental disability, pregnancy, pregnancy-related conditions, military service, protected veteran status, or any other class protected by federal, state, or local law.
Job Location Saugus, Massachusetts, United StatesPosition TypeFull-Time/Regular

Don't Be Fooled

The fraudster will send a check to the victim who has accepted a job. The check can be for multiple reasons such as signing bonus, supplies, etc. The victim will be instructed to deposit the check and use the money for any of these reasons and then instructed to send the remaining funds to the fraudster. The check will bounce and the victim is left responsible.

More Jobs

Residential Loan Officer (2018231)
Belmont, MA Meridian Bancorp, Inc.
Residential Mortgage Loan Officer
Plymouth, MA The Cooperative Bank Of Cape Cod
Loan Officer
Norwell, MA New Penn Financial
Loan Officer
Plymouth, MA New Penn Financial
Commercial Loan Officer- Brockton
Brockton, MA Rockland Trust